Customers can opt for a policy of sum insured Rs 10 lakh, Rs 20 lakh, Rs 30 lakh, Rs 50 lakh, Rs 75 lakh, and Rs 1 crore under this plan. 

The basic coverage offered under this policy includes hospitalisation expenses, road/air ambulance expenses, day-care, organ donation costs, and pre & post-hospitalisation expenses.

Moreover, this policy offers additional benefits to the people falling under this category, including AYUSH treatment, modern treatment cover, home care, bariatric surgery, rehabilitation & pain management, palliative care, telehealth, and medical consultations.

The policy also offers long-term discounts on two-year and three-year plans. It provides a 10% discount on the 2nd year premium in a two-year policy. For a three-year policy, it offers an 11.25% discount on the 2nd and 3rd-year premium.

The policy also provides a health check-up facility each year without raising claims. It also covers pre-hospitalisation medical expenses incurred up to 60 days before the hospitalisation of the insured.

After discharge from the hospital, the medical expenses of the insured person are covered for up to 90 days.

Moreover, the insured person can avail of the incentives and awards through various wellness activities. These wellness programs are supervised through the star health customer mobile app ‘star power’ and ‘star health customer portal’.